Tallywise app icon
Finance for Windows 10 and 11, and Android

All your money in one private place.

A private money manager for Windows and Android: spending, budgets, bills, savings goals, loans and who owes whom. No sign-in, no ads, no subscription. Your data stays on your device.

Tallywise Home with what is left over this month, bills and loan instalments due soon, and budgets with progress bars

Most money apps want an account, a bank login or a monthly fee before they show you anything. Tallywise wants the amount and a category. Spending goes in with two taps, budgets warn you at 80% before you overspend, and repeating bills like rent, electricity and subscriptions remind you before each one is due.

Loans are worked out for you: enter the amount, the yearly rate and the months, and Tallywise shows the monthly instalment, the full schedule and what is left to pay. A people ledger keeps track of who owes whom, with a polite WhatsApp reminder in one tap. Everything stays on your phone or PC, locked with a PIN, fingerprint or Windows Hello, with an encrypted backup file you keep wherever you like.

  • Spending in two taps

    Type the amount, tap a category, done. Monthly budgets per category warn you at 80%, before you overspend.

  • Loans without the maths

    Enter the amount, rate and months to get the instalment and the full schedule. Pay a different amount and the rest is worked out again.

  • Who owes whom

    A ledger for friends, family, the shopkeeper or your landlord, with each person's balance and a WhatsApp reminder in one tap.

  • Private by design

    No account, no servers, no tracking. Works fully offline, locks with a PIN, fingerprint or Windows Hello, and backs up to an encrypted file.

Everything it does

Day to day

  • Add spending or income in two taps
  • Monthly budgets per category with an 80% warning
  • Repeating bills with reminders before each one is due
  • Savings goals with a monthly target

Loans and people

  • Loan tracker with the monthly instalment (EMI) and full schedule
  • Pay a different amount and the rest of the schedule is re-planned
  • Car, home, bank and personal loans, and things bought on instalments
  • People ledger: who owes whom, with WhatsApp reminders

Accounts and reports

  • Cash, bank, card and mobile wallet accounts with running balances and transfers
  • Net worth, where the money went and six months of income against spending
  • Filter by dates, account, category or person
  • Export to PDF or CSV (Excel)

Privacy

  • Works fully offline, with no account or sign-in
  • PIN, fingerprint or Windows Hello lock
  • Encrypted backup file you can restore on any device
  • Any currency, with 1,00,000 or 100,000 number formats; light and dark themes

$2.99, once

A one-time purchase on the Microsoft Store or Google Play. No subscription, no ads, no in-app purchases.

Platform
Windows 10 and 11, and Android
Category
Finance
Publisher
Technocrux, on the Microsoft Store and Google Play